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Why that fund of funds may turn out to be costlier than you think

New Delhi, June 13 -- Investors in fund-of-funds (FoF) schemes often do not get a clear picture of what they're really paying. In the absence of a standardized mechanism to report expense ratios, fund... Read More


Planning retirement without kids? Here's how to make the most of it

New Delhi, June 10 -- Are some dreams worth sacrificing? For a growing tribe of double-income, no-kids (Dink) couples, the answer is a clear "yes". These are dual-income households that have chosen no... Read More


TDS on rent: Why the tax department needs to fix its Traces portal

New Delhi, June 6 -- Certain payments made by individuals attract tax deduction at source (TDS), but many are unaware of it. For instance, 2% TDS applies to rent exceeding Rs.50,000 per month, 1% on p... Read More


How corporate India is quietly becoming the health insurer for your parents

New Delhi, June 3 -- Getting health insurance for ageing parents can feel like a high-stakes balancing act-juggling steep premiums, limited coverage, and rigid terms. Even after paying a hefty price, ... Read More


InvITs look tempting. But are they right for you?

New Delhi, May 30 -- Sixty-year-old Ram was looking for some good investment options when he came across Power Grid Infrastructure Investment Trust (InvIT). Trading at Rs.86 and having a 14% yield, it... Read More


Mutual fund mis-selling: What the first public disclosures reveal

New Delhi, May 27 -- To enhance transparency in the system, the mutual fund industry has started publishing quarterly reports of mis-selling by MF distributors and the action taken against them. A re... Read More


This CEO has no fixed-income investments, and has never done an SIP

New Delhi, May 20 -- Ashish Shanker, managing director and CEO of Motilal Oswal Private Wealth, has followed a simple asset allocation strategy for 25 years. He swears by equities and has no fixed-inc... Read More


ITR filing: Why you shouldn't rush to file taxes as soon as the portal opens

Mumbai, May 16 -- Many Indians prefer to act early, reaching the airport well ahead of time and getting out of the aeroplane as soon as it lands. However, tax experts caution against such haste while ... Read More


Why joint home loans could be a smart move for homebuyers

New Delhi, May 13 -- When Laxmi Ahirwar and her spouse decided to buy a house together, they didn't just pool their resources, they unlocked a range of financial perks. A Rs.2.5 lakh subsidy under the... Read More


Fund houses suggest these four tweaks to make mutual funds even more sahi

New Delhi, May 9 -- There's no doubt that 'mutual funds sahi hai', but that doesn't mean investing in them is hassle-free. Investors still face several issues, from tiny but annoying stamp-duty cuts t... Read More